Burlington, NJ – At HHI, our job is to give you peace of mind—so you can stay focused on your job: the next race ahead.

We know trainers and owners travel tens of thousands of miles each year to and from the races. That’s why our insurance policy is built to support you every mile along the way.
Members of Harness Horsemen International (HHI) member associations are eligible for two types of insurance coverage:
• Third-Party Liability Insurance
Provides liability protection for eligible members who own a Standardbred horse that causes bodily injury or property damage. This policy offers coverage of $1,000,000 per occurrence, with a $5,000,000 aggregate limit.
• Inland Marine / Animal Mortality Coverage
Offers limited mortality coverage for eligible member-owned Standardbred horses located at scheduled racetracks, training centers, or fairgrounds:
o Up to $15,000 for a horse that is racing
o Up to $5,000 for a horse in training
o Up to $3,000 per horse for tack (with a maximum of $10,000 in tack coverage per owner)
To learn more, visit harnesshorsemeninternational.com/insurance, contact your local horsemen’s association, or reach out to Donna at HHI: dhartmannhhi@verizon.net.